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Showing posts from December, 2013

Tumblr Auto-Birthday!

Tumbler is so sweet.  Although, maybe it should've noticed that I've used it maybe 10 times in the past year, and that most of those times were 11 months ago? See their happy birthday cupcake here: http://tammyrosey.tumblr.com/post/69718826417/creative-tinkering-turned-1-today-so-sweet-to And my snarky comment here (so you don't have to waste a click!) "Creative Tinkering turned 1 today!" So sweet to get an automated message, at least someone is paying attention to my account.  Even if it isn’t me. (Don’t they have an algorithm for user dropoff?)  Meanwhile, Blogger didn’t even send an emoticon!! :P Do you hear that, Blogger?

Turn to Tech Scam

I recently had an interaction with a company called  Turn To Tech , who are offering to train people and then postponing payment until after you've gotten a job. Standard, right? Except their pitch is heavy on the sales and less on the info.  I filled out a simple, online form and their first email response was: "Are you available to come in to discuss the course?  The class is a pay after you receive a job type of course, however it will require some pre-work assessment , etc.  That can be gone over with you when you come in.  " Of course? Standard grammar not required. "A-Pay-After-You-Receive-A-Job-Type" of course.  Of course, you could call it an "Income Based Payment". I had to ask 3 more times how much the class would be before and after. "It is $6,000 before the course is complete if you do not want to approach the pay after you receive a job, which is $9,000."  This makes the government look good. Get me back my 6.7% rate

"Your initial payment could be as low as $0 per month"

Dear U.S. Department of Student Loans, Since you offered me financial advice through a "noreply@" email, I want to make sure that my response gets to you in a timely fashion. The actual subject line of the email was: " Repay your federal student loan based on your income " So what if someone's income is Zero? I think that's where I was going with my title here.  The first payment will be zero (but does it count as a "payment", and does that count as "money"?) And for those of us who are English Majors, "your initial payment could be __ per month" is a clear redundancy anyway.  (Not that you were paying attention.) "When you make payments based on your income, your loan is paid off over a longer period of time than the standard plan. While this reduces your monthly payment amount, it also increases the total amount you pay overall." Again, thanks Federal Government for making things easy!! Can you maybe e

Kobo NaNoWriMo Promo Code Hidden

So if you are one of the estimated 40,000 people who made it to NaNoWriMo 's challenge by actually making it to 50,000 words, then CONGRATULATIONS!! On the Winner's Goodie page, there are a series of promo code that you can enter on various sites.  For Kobo, there are 10 titles which you can get for free by entering a text promo code. One problem.  After selecting the purchase button, (and getting signed in) you are taken to a page which shows your Billing Address and "Payment Info" Where do you enter the Promo Code? It looks like there are ONLY 3 options, Gift Card, Credit Card or Paypal. There is a "Continue" button at the bottom (not shown) which will offer an error message if you try the following: Entering the Promo Code under "Gift Card" Skipping Billing Info (even though it doesn't seem to be required) Leaving the "Credit Card Info" check but Blank ONLY if you click Paypal AND fill in your addres